Flex spending
For most vision insurance plans, Rx-Safety.com is generally categorized as an out-of-network provider. Nonetheless, you can purchase our eligible products directly with your Flexible Spending Account (FSA) or Health Savings Account (HSA) benefits, as well as traditional debit or credit cards.
To do so, ensure to choose items labeled as health benefit-eligible, as these qualify for payment using your FSA/HSA benefits. Please note that this is not determined by RX Safety, but by the Internal Revenue Service (IRS). They determine reimbursable expenses, which typically include vision and prescription expenditures. Certain items can require a doctor’s note (“Letter of Medical Necessity”) to be eligible.
The payment processing with FSA/HSA cards is integrated into RX Safety’s store, enabling our customers to make purchases using them as easily as with debit or credit cards.
However, if you wish to use these funds but pay with a regular card, you need to provide receipts to your benefits administrator or file a claim with the required documents.
The process of purchasing with insurance at RX Safety allows customers to pay for eligible products using their FSA/HSA benefits, as well as traditional payment methods.
The process aims to provide a seamless experience for our customers while ensuring compliance, security, and transparent pricing.
Are you wondering whether you can use your flexible spending account (FSA) or health savings account (HSA) dollars to buy prescription eyeglasses and prescription sunglasses? Whether or not you have vision insurance, this money can, in fact, be used for prescription eyewear.
Below we will answer some of your questions regarding flex spending and health savings account. If you find we haven’t answered all your questions, feel free to call us at 1-888-245-6638 to speak with a customer service expert.
What are some eligible expenses under FSA or HSA?
Your FSA or HSA typically covers expenses like prescription drugs, doctor visits and, yes, prescription eyewear, too! Below you’ll find a list of items at RX-Safety.com that are typically covered by FSA and HSA accounts:
- Eyeglasses with or without lenses (this includes over-the-counter reading glasses)
- Prescription sunglasses
- Sunglasses (when medically necessary and prescribed by a physician)
Do my FSA or HSA dollars expire?
Yes, they do. You must use your FSA dollars during the same “coverage period” (i.e. calendar year) that the money was put aside. That “coverage period” is defined as one calendar year (ending on Dec. 31st). (There are some plans that offer a grace period that will allow you to use your remaining FSA dollars until March 15 of the following year.) Once your coverage period expires, however, all unused FSA funds will be lost.
HSA dollars, on the other hand, never expire; they will remain in your account until you decide to use them. Even if you do not use all of your HSA funds in a given year, that unspent money will simply roll over into your account for the next year.
How to use your FSA or HSA dollars to purchase eyewear at Rx Safety
There are two ways to pay:
If you have an FSA or HSA debit card, you simply enter that card’s information at check-out, just as you would with a normal credit card.
If you do not have an FSA or HSA debit card, you must make your purchase using another credit card and be reimbursed directly from your FSA or HSA provider.*
*Reimbursement forms, along with itemized receipts and invoices, are usually required by FSA or HSA providers. An invoice/receipt will be emailed to you at the time of purchase, while a hard copy will come with your purchase.